The FJY process consists of three phases: the Discovery phase; the Project phase and the Ongoing Management phase.
Discovery Phase The Discovery phase is the beginning of your relationship with FJY—at no cost and at no obligation—and is designed primarily for us to ask questions and listen, so that we gain an understanding of your life goals and help you define the corresponding financial goals.
Your team of advisors will construct a summary of your financial picture including any unique challenges. It is also important for us to go over the FJY process, so you will have an idea of what you can expect.
Project Phase The Project phase is designed to educate you on the financial issues specific to your situation. FJY’s personalized feedback will address the areas about which you are most concerned. This phase typically includes one or more of the following projects: Capital Management, Education Planning, Cash Flow Projections, Retirement Planning, Insurance Needs Analysis, and Estate Planning.
The Project phase consists of two to eight meetings over the course of one to six months depending upon the number of projects required, and timeline established by the client. Your team of FJY advisors typically completes three projects within a four-month period.
Ongoing Management After the Project Phase, clients engage FJY to be their financial planners and investment advisors on an ongoing basis, the Ongoing Management phase involves continued portfolio management, investment recommendations as required, and periodic reporting of the portfolio’s performance.
The Ongoing Management phase includes advice and/or discussion about issues related to life events and important financial decisions, including cash management, variable or incentive compensation such as bonuses, commissions and stock options, the purchase of a home or other real estate, college planning, estate planning, insurance and more.
We do not provide stand-alone financial plans or hourly consultations.
The Fox, Joss & Yankee Process
The FJY process consists of three phases: the Discovery phase; the Project phase and the Ongoing Management phase.
Discovery Phase
The Discovery phase is the beginning of your relationship with FJY—at no cost and at no obligation—and is designed primarily for us to ask questions and listen, so that we gain an understanding of your life goals and help you define the corresponding financial goals.
Your team of advisors will construct a summary of your financial picture including any unique challenges. It is also important for us to go over the FJY process, so you will have an idea of what you can expect.
Project Phase
The Project phase is designed to educate you on the financial issues specific to your situation. FJY’s personalized feedback will address the areas about which you are most concerned. This phase typically includes one or more of the following projects: Capital Management, Education Planning, Cash Flow Projections, Retirement Planning, Insurance Needs Analysis, and Estate Planning.
The Project phase consists of two to eight meetings over the course of one to six months depending upon the number of projects required, and timeline established by the client. Your team of FJY advisors typically completes three projects within a four-month period.
Ongoing Management
After the Project Phase, clients engage FJY to be their financial planners and investment advisors on an ongoing basis, the Ongoing Management phase involves continued portfolio management, investment recommendations as required, and periodic reporting of the portfolio’s performance.
The Ongoing Management phase includes advice and/or discussion about issues related to life events and important financial decisions, including cash management, variable or incentive compensation such as bonuses, commissions and stock options, the purchase of a home or other real estate, college planning, estate planning, insurance and more.
We do not provide stand-alone financial plans or hourly consultations.