Priorities and Stages in Your Financial Life

FJY customizes our recommendations based on your specific goals and situation. Based on our process of understanding “where you are” and “where you want to be,” we will consider topics, events and priorities such as the ones listed below:

Personal finances

Everyone manages his or her personal finances. However, our clients usually ask us for a second opinion on several of their more difficult or complex decisions – and sometimes decisions that might seem basic. For example:

  • How can I solve my short-term need for cash and liquidity?
  • Do I have the right amount of liability?
  • Should I pay my mortgage off sooner?
  • Should I refinance my mortgage?
  • How can I finance the purchase of a second home?
  • Should I purchase or lease my next car?
  • Do you know a tax professional that can help me with my business issues?
  • How can you help me with my small business financial issues?
  • What are the long-term and personal implications of this financial decision?

Your career

  • Getting hired
  • Corporate benefits
  • Exercising stock options
  • Unrestricted stock
  • Transferring to a new location
  • Getting promoted and/or a salary increase

Your business

  • Starting a business
  • Buying and selling business equity
  • Hiring employees
  • Providing benefits like 401ks and health care
  • Succession planning

Life events

  • Getting married
  • Becoming a parent
  • Starting to plan for a child’s college education
  • Losing a loved one

Care for others

  • Estate planning
  • Wealth transfer strategies
  • Gifting
  • Philanthropy

Major purchases

  • Purchasing a home—or deciding whether to rent
  • Moving to another home or location
  • Maintaining and protecting your home
  • Financing and refinancing
  • Purchasing a vehicle—or deciding whether to lease
  • Selling a vehicle
  • Maintaining and insuring your vehicle(s)

Protect what you’ve achieved

  • Risk management and insurance strategies
  • Crisis management
  • Tax efficient investing
  • Succession planning

Maintain lifestyle in retirement

  • Manage income in retirement
  • Start new businessYour Priorities content.

Learn how Fox, Joss & Yankee can help.