FJY in the News

After two years at that pace, she met with Dan Joss, a financial planner in Reston, Va., who recommended that Virani prioritize her loans based on their interest rates. She's making extra payments on high-rate loans and will pay off one private loan with a 9% rate by the end of this year -- eight years early.

Marjorie Fox warns her clients away from the income-only approach because "they may, in the pursuit of income, limit the growth in the portfolio that they may need if they have a long retirement horizon."

Marjorie Fox: If I had to choose just one characteristic that ideal clients of Fox, Joss & Yankee share it would be a willingness to partner with us. Our ideal clients come to trust us, they permit us to educate them and outline their choices, and then they make well-informed decisions that we assist them in implementing.

Yankee believes exposure to oil and gas is important for his clients' portfolios, and allocates an average of roughly 5 percent to the sector.

The results are in . . . your choices of the region's best - merchants, restaurants, venues and organizations. ... Here is what our readers consider "The Best."

If you're financially able to help your child achieve his passion, what better way is there to use your money?

Life After Work: Will you be ready for retirement? Avoiding Common Mistakes-- Assume and plan for the worst-case scenario. "Clients who make conservative estimates - assuming higher than estimated expenses, inflation, income taxes and life expectancy and lower than estimated market returns and income from Social Security - are pleasantly surprised when life doesn't turn out rosy," Joss says.