Document Checklist

In advance of any conversations during an initial meeting, we ask that you be prepared to talk about documents on the following checklist. Additionally, we ask you to think about your short and long-term goals, what you are looking for in an advisor(s), and what will make a successful advisor/client relationship. 

I. LIST OF ASSETS AND LIABILITIES: (previous 2 years)

1. Personal / Business if available

II. INVESTMENT SUMMARIES:

1. Most recent account statements
   
   1. Bonds / Stocks / Mutual Funds / Annuities / CDs
   2. Bank accounts
   3. Cash value insurance policies
   4. Stock option schedules
   5. Other investments
2. Any current investment proposals
3. Cost basis of all current positions

III. EMPLOYEE BENEFITS AND QUALIFIED RETIREMENT PLANS:

1. Copy of contracts or plan descriptions
   
   1. Pension / profit sharing / thrift plans
   2. 401-K plans / 403-B plans / SEP / Simple / Keogh
   3. Deferred compensation / stock bonus plans
   4. Group insurance benefits
   5. IRA
2. Latest employee benefits statement showing vested benefits
3. Social Security Benfits Statement

IV. INSURANCE POLICIES:

1. Life / Health / Disability / Business overhead expenses
   
   1. Personal individual policies on all family members
   2. Group or employment related policies
   3. Policies funding business agreements
2. Property and casualty (individual and/or business)
   
   1. Homeowners / automobiles / umbrella
   2. Professional or general liability policies
3. Any current insurance proposals

V. COPY OF TAX RETURNS: (previous 2 years, include all attached schedules)

1. Personal / Partnership / Corporate
2. Gift tax returns / Minor children's tax returns

VI. COPY OF BUSINESS DOCUMENTS:

1. Partnership agreements
2. Articles of incorporation
3. Buy-Sell / Merger / Acquisition agreements
4. Employment contracts

VII. COPY OF LEGAL DOCUMENTS:

1. Wills / Trust instruments / Power of attorney, etc.
2. Separation / Divorce / Nuptial agreements
3. Patents / Copyrights / Royalty documents
4. Property documents
   
   1. Mortgages / Leasing agreements (as lessee or lessor)
   2. Sale / Purchase contracts (for past 3 years)
   3. Promissory notes
   4. Amortization schedules

VIII. ALL SOURCES OF INCOME AND EXPENSES:

1. Employee payroll statement - year to date
2. Self employment / Investment income
3. Completed family budget worksheet with non-deductible expenses