Jill Schlesinger, CFP Board of Standards ambassador, has found that “people have three big priorities in life.” “They want to be consumer debt-free. They want to have an emergency reserve fund, like 6-12 months of your expenses sitting in some boring account. [And] they want to maximize their retirement account.” How do you accomplish all that? Well, it’s a lot easier if you call in the pros. Financial Advisor Alan Ness shares some research on the benefits of hiring a financial planner.