Did you know that 39% of borrowers don’t pay off their student loans until they’re past fifty? And that every dollar you borrow for your education reduces the amount you’ll be able to save for retirement. The concept of someday turning fifty, much less retiring from a workforce you haven’t even entered yet, can seem exceedingly remote when just starting college. But that day will come, and if you’ve borrowed wisely, your future self will thank you. Alan Ness shares some strategies to consider when contemplating taking out student loans.