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Important Disclosure Information

Past performance may not be indicative of future results. The above individual account performance information reflects the reinvestment of dividends (if dividends are being reinvested), and is net of applicable transaction fees, FJY Financial’s investment management fee (if debited directly from the account), and any other related account expenses. Account information has been compiled solely by FJY Financial, has not been independently verified, and does not reflect the impact of taxes, on non-qualified accounts. In preparing this report, FJY Financial has relied upon information provided by the account custodian. We recommend you verify your statements each quarter. Please remember to contact FJY Financial if there are any changes in your personal financial situation or investment objective for the purpose of reviewing, evaluating or revising our previous recommendations or services. Please also advise us if you would like to impose, add, or modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory service and fees remains available for your review upon request.