Our Thoughts

You Should Try a Multi-Day Spending Cleanse

Carl Richards is a certified financial planner in Park City, Utah, and is the director of investor education at The BAM Alliance. His book, “The Behavior Gap,” was published this year. His sketches are archived on the Bucks blog.

Bad habits are tricky. They sneak up on you. Before you know it, you’re doing something that you didn’t really think about because you do it out of habit.

We do this all the time with money. We spend for all sorts of reasons. It can be as simple as to make us feel better, to fit in with a group or just because we’ve always gone shopping the day after Thanksgiving.

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