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TEAM SPOTLIGHT: 2017 Summer Associates

The latest installment in our regular Q&A session where we sit down with members of the FJY team to find out a little bit more about what exactly they do here and what makes them tick.

This Month: FJY Summer Associates Stephen Horstmann and Jon Ludwig.

Stephen is enrolled at Texas Tech where he is pursuing a Master’s in Personal Financial Planning

What made you decide you want to pursue a career in financial planning?
To be completely honest, my decision to pursue a career in financial planning was quite impulsive. I was a semester away from completing my undergraduate work with a B.A. in English, without a clue of what the future held in store, when a buddy of mine told me he was getting a masters degree in Personal Financial Planning. My ears perked up. I had been interested in investing and the stock market, but I didn’t realize that was only one piece to the financial planning puzzle. What appeals to me most about the profession is that it is not static. There are no two clients that are exactly alike. It combines the need for creative critical thinking, technical financial proficiency, and strong interpersonal relationships. After talking with Texas Tech’s Dr. Gustafson, I made my decision. I am one semester away from having my masters in PFP.

What’s the best book you’ve ever read and why?
On the Road by Jack Kerouac – a post-WWII era writer who was a part of the so-called “beat generation.” It’s all about non-conformity, challenging the status quo, rejecting materialism, and spiritual self-exploration. It was profound and ironic that I discovered this book when I was a cadet at the Virginia Military Institute. Kerouac brilliantly captured the spirit of adventure and the human condition: “What is that feeling when you’re driving away from people and they recede on the plain till you see their specks dispersing? – it’s the too-huge world vaulting us, and it’s good-bye. But we lean forward to the next crazy venture beneath the skies.”

If you won the lottery, what’s the first thing you would do with the money?
Lump sum or annuity…sounds like a case study question.
The first thing I’d do with the money is give 75% of it to FJY to manage. Then I would buy my parents the lake house of their dreams. I’d buy a truck and a motorcycle for myself. And I’d buy land. A lot of land.

Jon comes to us from Virginia Tech as a Finance major on the CFA track with a concentration in CFP education and Investment Management.

Where do you see yourself in five years?
I see myself as a financial planner of course! After I graduate from Virginia Tech, I hope to move back to the Northern Virginia area to jump start my retirement planning career. Working at FJY these past couple weeks has really motivated me to make a huge impact on not only the firm I’m working for, but the individuals I’m working with as well.

If you could do another job for a day, what would it be and why?
This sounds a little far-fetched, but I would love to play in the NBA. I’ve always been a huge fan of the game and it’s the number one thing I like to do with my friends on the weekends. I know it’s not so much a job as it is a game, but my objective in life is to find something that I enjoy doing every day. Lucky for me, I found an awesome profession that allows me to do just that.

What TV show or movie are you ashamed to admit you love?
There are two things I am ashamed to admit I love… New Girl and Nickelback. When people first hear the name New Girl, they immediately think it’s a chick-flick series, but what they don’t know is that the show will make your abs hurt from laughing so hard. Similarly, people are too quick to judge the raw talent of Nickelback. I will occasionally have “Rockstar” playing at my desk while I work.